tag:blogger.com,1999:blog-6383484997934579087.post4852854799511724919..comments2023-08-20T03:51:58.681-04:00Comments on Drift Away: The Cost of Cruising Continued...Dave Gibsonhttp://www.blogger.com/profile/00521055331641320893noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-6383484997934579087.post-13974050279114304702012-01-03T16:13:07.802-05:002012-01-03T16:13:07.802-05:00Great reading Dave and Pam. You'll likely want...Great reading Dave and Pam. You'll likely want to be free to anchor more as you get down south a bit. Lots of good spots. <br /><br />Your costs seem pretty reasonable considering the boat. It offers a lot more living than a 40 sailboat for instance. Of course that bigger space costs more going down the ICW. <br /><br />If you weigh the costs over a year that involves cruising, working(or not), compare it to land based costs, it could be quite a bit less. <br /><br />Could be the difference between working a little, and working a lot. <br /><br />It's good to see you enjoying yourselves. We've met people who cruised on pennies. That seemed like a guilded cage to me.Tomhttps://www.blogger.com/profile/06254131866583455894noreply@blogger.comtag:blogger.com,1999:blog-6383484997934579087.post-28586565648550705352012-01-03T10:35:27.486-05:002012-01-03T10:35:27.486-05:00Full time cruising requires a great deal of resear...Full time cruising requires a great deal of researching 'cost issues'. Once you start heading south, you'll discover pumpouts can cost anywhere from 0 - $20. As for marina rates, we try to find places that offer good monthly rates and try to plan accordingly Skipper Bob marina books show great marinas. For car rentals we joined the 'great loop' organization. They have a great deal with Enterprise rental car for 10% off which makes them competitive and they offer the pick up/drop off service.<br />Anchoring out will save on marina fees. But then you have to take into consideration the offset cost of running your genset to keep your batteries charged. Further south if you bring your dinghy into a marina dock,,, there is usually a dinghy docking fee to consider. Some places want $10/day. There are also marinas in FLorida that have mooring fields where you can stay for 30 days pay a monthly rate and their dinghy dock is then free (economical depending on how often you need to run your generator). Sometimes a monthly marina rate is more economically sound.Summer Windhttps://www.blogger.com/profile/01281733282322632510noreply@blogger.comtag:blogger.com,1999:blog-6383484997934579087.post-24013884800730023842012-01-03T10:24:59.863-05:002012-01-03T10:24:59.863-05:00LOL,
When the dogs piss her off, I keep telling T...LOL,<br /><br />When the dogs piss her off, I keep telling Terry, I can fix that for a nickel. (The cost of a .22 shell these days. It used to be a penny)<br /><br />She is not amused.brigantinehttps://www.blogger.com/profile/12209370917771947352noreply@blogger.comtag:blogger.com,1999:blog-6383484997934579087.post-73191442081013276672012-01-03T09:49:22.990-05:002012-01-03T09:49:22.990-05:00Insurance can be problematic if you buy an old fix...Insurance can be problematic if you buy an old fixer upper like we did. We had no trouble getting hull insurance to cover our $20,000 initial cost, but after spending all the money we have, we could only get it increased to $40,000 which costs us about $1,200 a year. I'll have to get another survey done once we're down south. That will update the value of the boat. <br /><br />BTW, I've never bought insurance from Boat US. They've always been much, much too high. We're with Progressive.<br /><br />No insurance on the dogs. No insurancce on me. Pam has COBRA health insurance until next year. I don't have any health insurance because, in CT, insurance companies can base insurance on age and pre-existing conditions. I felt that $1,300 a month was too much. We'll shop around as we go south and hope I don't get sick. The dogs we could always shoot.<br /><br />Just kidding. I left my guns in storage.Dave Gibsonhttps://www.blogger.com/profile/00521055331641320893noreply@blogger.comtag:blogger.com,1999:blog-6383484997934579087.post-5513810109972482812012-01-03T09:22:01.229-05:002012-01-03T09:22:01.229-05:00Thank you! Another area I have wondered about is I...Thank you! Another area I have wondered about is Insurance, both for the boat and for its occupants (yes even the dogs).<br /><br />With the move towards more regionally based HMO medical and dental plans this seems particularly problematic for the cruiser.<br /><br />Curious if you carry insurance on the dogs?<br /><br />I've heard boat insurance costs vary wildly depending on the areas you cruise and if you lay up for winter or not. I've talked to some who own their boats outright who chose to carry none and roll the dice. My current boat is a 29' that is trailered and laid up for the the winter indoors and I pay a ridiculously low $395 per year for full coverage. I'm assuming it would increase tenfold if used as a live-aboard on the coast.Shanehttps://www.blogger.com/profile/16988204546767622328noreply@blogger.com